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UnionBank Cebu Pacific Gold Visa card design
UBUpdated Sep 7, 2026

UnionBank Cebu Pacific Gold Visa

Free Travel Insurance up to ₱10 million

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Annual fee₱3,000/year
NetworkVisa
Minimum income₱360,000/year
Best forTravel

Everything important, in one place.

Overview

Provider
UB
Best for
Free Travel Insurance up to ₱10 million

Fees

Annual fee
₱3,000/year
Monthly interest
3%
Foreign transaction fee
3%
Cross-border fee
1

Eligibility

Minimum income
₱360,000/year

Rewards and cashback

Card purpose
Travel
Earning rate
1 Go Rewards Point for every ₱200 spend
Network
Visa

Travel perks

Travel benefit
FREE Travel Insurance