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UnionBank Classic Visa card design
UBUpdated Sep 7, 2026

UnionBank Classic Visa

Earn points with every spend

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Annual fee₱1,500/year
NetworkVisa
Minimum income₱360,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
UB
Best for
Earn points with every spend

Fees

Annual fee
₱1,500/year
Monthly interest
3%
Foreign transaction fee
3%
Cross-border fee
1%

Eligibility

Minimum income
₱360,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 Point for every ₱35 spend
Network
Visa