UBUpdated Sep 29, 2026
UnionBank Go Rewards Visa Platinum
Free Unlimited Airport Lounge Access at Marhaba and PAGSS
Annual fee₱5,000/year
NetworkVisa
Minimum income₱600,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Rewards
Features
- Free Unlimited Airport Lounge Access at Marhaba and PAGSS
- Free Travel Insurance up to ₱10 million
- Complimentary Go Rewards Black membership
- Transfer earned credits as Lazada Wallet credits
- Welcome Gift of 5,000 Go Rewards points
- No cap on earning of Go Rewards Points
Lock Card Feature
- Yes, via UnionBank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Card features
- FREE Travel Insurance
Fees
- Annual fee
- ₱5,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and UnionBank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱600,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 Go Rewards Point for every ₱200 spend
- 1 Go Rewards Point for every ₱100 spend on Robinsons Retail brands
- Network
- Visa
Travel perks
- Travel benefit
- Airport Lounge in the Philippines