
UBUpdated Sep 7, 2026
UnionBank Gold Mastercard
Earn 1% Cashback on all your purchases
Annual fee₱2,500/year
NetworkMastercard
Minimum income₱360,000/year
Best forCashback
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Earn 1% Cashback on all your purchases
Fees
- Annual fee
- ₱2,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3%
- Cross-border fee
- 1%
Eligibility
- Minimum income
- ₱360,000/year
Rewards and cashback
- Card purpose
- Cashback
- Network
- Mastercard
