UBUpdated Sep 29, 2026
UnionBank Gold Mastercard
Earn 1% Cashback on all your purchases
Annual fee₱2,500/year
NetworkMastercard
Minimum income₱360,000/year
Best forCashback
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Cashback
Features
- Earn 1% Cashback on all your purchases
- Non-expiring cashback redeem at your convenience
Lock Card Feature
- Yes, via UnionBank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Fees
- Annual fee
- ₱2,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and UnionBank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱360,000/year
Rewards and cashback
- Card purpose
- Cashback
- Network
- Mastercard
Cashback
- Unlimited Cashback