UBUpdated Sep 7, 2026
UnionBank Gold Visa
Free Unlimited Airport Lounge Access at Marhaba and PAGSS
Annual fee₱2,500/year
NetworkVisa
Minimum income₱360,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Free Unlimited Airport Lounge Access at Marhaba and PAGSS
Fees
- Annual fee
- ₱2,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3%
- Cross-border fee
- 1%
Eligibility
- Minimum income
- ₱360,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 Point for every ₱35 spend
- Network
- Visa
Travel perks
- Travel benefit
- Airport Lounge in the Philippines