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UnionBank Miles+ Visa Signature card design
UBUpdated Oct 19, 2026

UnionBank Miles+ Visa Signature

Two (2) Complimentary Airport Lounge Access per year via DragonPass

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Annual fee₱5,000/year
NetworkVisa
Minimum income₱360,000/year
Best forTravel

Everything important, in one place.

Overview

Provider
UB
Best for
Travel

Features

  • Two (2) Complimentary Airport Lounge Access per year via DragonPass
  • Free Travel Insurance up to ₱1 million
  • Convert your UB Miles to airline miles or cash credits
  • Never-expiring UB Miles

Lock Card Feature

  • Yes, via UnionBank App

Disclaimer

All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025

Card features

  • International Airport Lounge

Fees

Annual fee
₱5,000/year
Monthly interest
3%
Foreign transaction fee
3.525
  • 3.525%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and UnionBank at posting time

Cross-border fee
1
  • 1.00%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱360,000/year

Rewards and cashback

Card purpose
Travel
Earning rate
1 UB Mile for every ₱30 spend
Network
Visa

Travel perks

Travel benefit
FREE Travel Insurance