UBUpdated Sep 29, 2026
UnionBank Platinum Mastercard (starts with 552097)
Two (2) Complimentary Airport Lounge Access per year via DragonPass
Annual fee₱5,000/year
NetworkMastercard
Minimum incomeN/A
Best forDining
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Dining
Features
- Two (2) Complimentary Airport Lounge Access per year via DragonPass
- Free Travel Insurance up to ₱1 million
- Earn 3X points on shopping, dining, and foreign currency spend
- Redeem points anytime, anywhere for cash credits, merchandise, gadgets, and more
- 5,000 anniversary bonus points with ₱500,000 spend and annual fee payment
Lock Card Feature
- Yes, via UnionBank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Card features
- International Airport Lounge
- Shopping
Fees
- Annual fee
- ₱5,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.525%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and UnionBank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- N/A
Rewards and cashback
- Card purpose
- Dining
- Earning rate
- 1 Point for every ₱30 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance