UBUpdated Sep 29, 2026
UnionBank Reserve Visa Infinite
Unlimited Airport Lounge Access to over 1,500 lounges worldwide via Priority Pass
Annual fee₱12,000/year
NetworkVisa
Minimum incomeBy Invitation Only
Best forTravel
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Travel
Features
- Unlimited Airport Lounge Access to over 1,500 lounges worldwide via Priority Pass
- Free Travel Insurance up to ₱20 million
- Complimentary 4th night stay at any hotel booked through Lifestyle Concierge, up to 2X a year
- Earn 5X points on shopping, dining, and foreign currency spend
Lock Card Feature
- Yes, via UnionBank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Card features
- International Airport Lounge
- Low Interest
- Low Spend to Miles Earning
Fees
- Annual fee
- ₱12,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 1%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and UnionBank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- By Invitation Only
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Point for every ₱30 spend anywhere
- Network
- Visa
Travel perks
- Travel benefit
- FREE Travel Insurance