UBUpdated Sep 7, 2026
UnionBank Reserve World Elite Mastercard
Unlimited Airport Lounge Access to over 1,500 lounges worldwide via Priority Pass
Annual fee₱12,000/year
NetworkMastercard
Minimum incomeBy Invitation Only
Best forTravel
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Unlimited Airport Lounge Access to over 1,500 lounges worldwide via Priority Pass
Fees
- Annual fee
- ₱12,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 1%
- Cross-border fee
- 1%
Eligibility
- Minimum income
- By Invitation Only
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Point for every ₱30 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance