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UnionBank S&R Visa Platinum card design
UBUpdated Sep 7, 2026

UnionBank S&R Visa Platinum

No Annual Fee For Life (NAFFL)

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Annual feeNAFFL
NetworkVisa
Minimum income₱180,000/year
Best forCashback

Everything important, in one place.

Overview

Provider
UB
Best for
No Annual Fee For Life (NAFFL)

Fees

Annual fee
NAFFL
Monthly interest
3%
Foreign transaction fee
3.525%
Cross-border fee
1%

Eligibility

Minimum income
₱180,000/year

Rewards and cashback

Card purpose
Cashback
Network
Visa