Annual feeNAFFL
NetworkVisa
Minimum income₱180,000/year
Best forInstallment
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Installment
Features
- No Annual Fee For Life (NAFFL)
- 10% Interest Rebate when you pay at least the minimum due on or before the due date
- No Late Payment Fees
- No Over-limit Fees
Lock Card Feature
- Yes, via UnionBank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Card features
- Beginner Friendly
Fees
- Annual fee
- NAFFL
- Monthly interest
- 3%
- Foreign transaction fee
- 3.525%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and UnionBank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱180,000/year
Rewards and cashback
- Card purpose
- Installment
- Earning rate
- N/A
- Network
- Visa