BANKOUpdated Sep 11, 2026
BPI Direct BanKo
BPI Direct BanKo is BPI's microfinance arm focused on bringing accessible savings and financial products to underserved Filipinos. It offers a BanKo Savers account with higher-than-average interest rates, making it a great entry-level option for building savings.
Interest rateUp to 5.0% p.a.
Minimum balanceNot published
Transfer feeFree
AccessOfficial bank channels
Everything important, in one place.
Overview
- Provider
- BPI Direct BanKo
- Best for
- Free Transfer
Interest rate
- Published sample rate
- Up to 5.0% p.a.
Maintaining balance
- Minimum balance
- Not published
Deposit and withdrawal access
- Access
- Official bank channels
Transfer fees
- Transfer fee
- Free
Account features
- Key feature
- Free Transfer
- Bill Payment
- Pay bills online
- QR Code Payments
- Scan QR codes for payments
- Loans
- Personal and business loans
- Bank Transfers
- Domestic and international transfers