OWN BANKUpdated Sep 11, 2026
OWN BANK
OWN Bank (formerly Wealth Bank) is a digital bank offering high-interest savings accounts and time deposits with no maintaining balance. Designed for modern savers, it provides easy account opening and competitive rates all within its mobile platform.
Interest rateUp to 3.8% p.a.
Minimum balance₱0
Transfer feeFree
AccessOfficial bank channels
Everything important, in one place.
Overview
- Provider
- OWN BANK
- Best for
- Time Deposit
Interest rate
- Published sample rate
- Up to 3.8% p.a.
Maintaining balance
- Minimum balance
- ₱0
Deposit and withdrawal access
- Access
- Official bank channels
Transfer fees
- Transfer fee
- Free
Account features
- Key feature
- Fixed term deposit products
- Insurance
- Insurance products
- Virtual Card
- Digital/Virtual card issuance