UDUpdated Jun 17, 2026
UnionDigital
UnionDigital is UnionBank's fully digital banking subsidiary, offering competitive savings rates and accessible time deposit products with zero fees. Built for the next generation of Filipino savers, it combines the trust of UnionBank with the convenience of a neobank.
Interest rateUp to 3.0% p.a.
Minimum balanceNot published
Transfer feeFree
AccessMobile app
Everything important, in one place.
Overview
- Provider
- UnionDigital
- Best for
- Free Transfer
Interest rate
- Published sample rate
- Up to 3.0% p.a.
Maintaining balance
- Minimum balance
- Not published
Deposit and withdrawal access
- Access
- Mobile app
Transfer fees
- Transfer fee
- Free
Account features
- Key feature
- Free Transfer
- Time Deposit
- Fixed term deposit products
- Bill Payment
- Pay bills online
- QR Code Payments
- Scan QR codes for payments
- Loans
- Personal and business loans
- Bank Transfers
- Domestic and international transfers
- Scan to Pay
- Payment scanning features