Metrobank Mastercard Lifetime Free Annual Fees Promo 2026

To qualify, the Cardholder must enroll his/her newly approved Metrobank Credit Card in the Metrobank Online App within 90 days from card approval date
For first-time app users:
Step 1: Download the Metrobank App
Step 2: Sign up on the app with your new card. Make sure to type your name as printed on the card
Step 3: Go to your dashboard and tap “Activate Card”. Enter the expiry date of your new card and your 6-digit Metrobank passcode
For existing users:
Step 1: Log in and tap “My Accounts”
Step 2: Go to your dashboard and tap “Activate Card”. Enter the expiry date of your new card
and your 6-digit Metrobank passcode

The Promo is open to all new principal Metropolitan Bank & Trust Company (“Metrobank”) cardholders (“Cardholders”) who:
Have applied and submitted complete application requirements within the Promo Period and were subsequently approved for “Titanium Mastercard”
Do not have an existing or cancelled Metrobank principal credit card and have not held one in the past six (6) months
The qualified cardholder must meet a minimum accumulated spend of ₱30,000 within ninety (90) days from the card approval date. An SMS notification will be sent once the spend requirement is met and the account has been tagged for No Annual Fee for Life

Only the following posted transactions will be considered as Valid Spend:
a. Straight retail transactions (inclusive of domestic, international & online transactions.),
b. Bills2Pay, Paybills , and Bills Payment,
c. Retail Installments & Special Installments (For retail inclusive of domestic, international & online transactions; both covering only the principal amount of transactions approved within the Spend Period)
Note: The transaction date of each transaction will serve as the basis for qualification under the 90day spend requirement
d. Valid transactions made by supplementary cardholders will be included in the computation of principal cardholder’s annual spend;
e. Cash Advance
f. Recurring Payments (Spotify, Netflix, Youtube etc)
Only the Principal Cardholder is eligible to qualify for the Promo. One (1) supplementary card is entitled to a free annual fee for life. The annual fee for any succeeding supplementary cardholder(s) will not be waived under this Promo, even if the Principal Cardholder qualifies

Know the offer before you swipe.