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No Annual Fee for Life with your first HSBC Live+ promotional artwork
Exclusive
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Exclusive · Welcome Gift

No Annual Fee for Life with your first HSBC Live+

The Promo is open to new-to-bank individual applicants applying for a new primary HSBC Live+ Credit Card within the Promo Period through any of these channels:

PartnerHSBC
Eligible bank
KasKasan Buddies
Valid untilOct 31, 2026
LocationsSee promo terms
Last updatedOct 5, 2026
Complete mechanics

Know the offer before you swipe.

Promo Details

  • The Promo is open to new-to-bank individual applicants applying for a new primary HSBC Live+ Credit Card within the Promo Period through any of these channels:
  • a. Online application link within the Kaskasan Buddies official social media accounts (Facebook page, Facebook group, Viber, and Instagram)
  • b. KasKasan Buddies App
  • A new -to-bank applicant is one who has no existing nor cancelled HSBC Credit Card in the last 15 months from the application date
  • The approved Qualified Cardholder shall be entitled to Waived Annual Fees For Life once the Cardholder reaches the Minimum Accumulated Spend Requirement using his/her newly approved and activated HSBC Credit Card, and registers to the HSBC Philippines app during the Promo Spend Period
  • Transactions must be posted within the Promo Spend Period. Posting is done within 3 -5 banking days after the transaction date

Spend Requirement

  • Min. Spend Requirement | Welcome Gift
  • ₱60,000 | No Annual Fee for Life

Spend Period

  • Sixty (60) days from the card approval date

Redemption

  • Cardholders who have Qualified Spend that meet the Minimum Accumulated Spend Requirement and who have registered to the HSBC Philippines app will receive an SMS notification within 7-10 banking days from the extraction cut-off dates from the table on the link below through his/her Philippine mobile number registered in HSBC’s records

Other Details

  • Qualified Promo Spend transactions shall be straight purchases, merchant installment
  • purchases, bills payment and online purchases transacted and subsequently posted during the Promo Spend Period
  • Cash advance, Quasi-cash, Balance Transfer, Cash Installment Plan and business transactions are disqualified in the Promo
  • If the Cardholder spends less than the accumulated spend requirement in his/her transactions and /or does not register to the HSBC Philippines app during the Promo Spend Period, the Cardholder will not be eligible for the Waived Annual Fees For Life
  • In the event that the HSBC Credit Card becomes delinquent, suspended, cancelled or terminated during the extraction cut -off date, the Waived Annual Fees For Life eligibility will be forfeited