The Promo is open to all new principal Metrobank cardholders who:
a. Have applied and submitted complete application requirements within the Promo Period and were subsequently approved for the following:
- Titanium Mastercard
- Toyota Platinum Mastercard
- Cashback Platinum Visa
b. Do not have an existing or cancelled Metrobank principal credit card and have not held one in the past six (6) months

To qualify, the Cardholder must enroll his/her newly approved Metrobank Credit Card in the Metrobank Online App within 90 days from card approval date
For first-time app users:
Step 1: Download the Metrobank App
Step 2: Sign up on the app with your new card. Make sure to type your name as printed on the card
Step 3: Go to your dashboard and tap “Activate Card”. Enter the expiry date of your new card and your 6-digit Metrobank passcode
For existing users:
Step 1: Log in and tap “My Accounts”.
Step 2: Go to your dashboard and tap “Activate Card”. Enter the expiry date of your new card and your 6-digit Metrobank passcode

Ninety (90) days from card approval date
# Qualified Spends
Straight retail transactions
Bills2Pay, Paybills , and Bills Payment
Retail Installments & Special Installments
Valid transactions made by supplementary cardholders will be included in the computation of principal cardholder’s annual spend
Cash Advance
Recurring Payments (Spotify, Netflix, Youtube etc)

An SMS notification will be sent within 2 weeks from the time the spend requirement is met and validated, and the account has been tagged for No Annual Fee for Life

Should there be any change/s in the cardholder’s Metrobank-registered mobile number, it is the responsibility of the Cardholder to update his/her contact information by calling the Metrobank Customer Service
Only the Principal Cardholder is eligible to qualify for the Promo
One (1) supplementary card is entitled to a free annual fee for life

Know the offer before you swipe.