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Winner Takes It All! promotional artwork
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Newest · Exclusive

Winner Takes It All!

Open to all UnionBank Online Retail CASA account holder

PartnerUnionBank
Eligible bank
KasKasan Buddies
Valid untilJan 31, 2027
LocationsSee promo terms
Last updatedSep 22, 2026
Complete mechanics

Know the offer before you swipe.

How to Register

  • Open to all UnionBank Online Retail CASA account holder
  • Registration period: 12:00 AM, August 8, 2026 – 11:59 PM, January 31, 2027
  • Register on the official promo registration page on the UnionBank website, providing:
  • a. First 6 digits of card number
  • b. Last 4 digits of account number
  • c. Full name, email address, mobile number
  • You must accept the Terms and Conditions (this also serves as consent for data processing).
  • Only registered customers can earn e-raffle entries — and you must use the same registered deposit/debit account for qualifying transactions afterward

Promo Details

  • It's an e-raffle promo — registered and qualifying accountholders earn e-raffle entries for a chance at monthly and grand raffle prizes
  • Monthly prize: ₱20,000 cash — 10 winners drawn each month
  • Grand prizes (drawn once, at end of promo):
  • a. ₱100,000 worth of Giftaway vouchers (1 winner)
  • b. ₱1,000,000 cash (1 winner)
  • c. A brand-new BYD Sealion 6 electric vehicle (1 winner)
  • You can win more than once, across both monthly and grand draws
  • New UB Online users (first-time UB Online profile created during the promo) earn double e-raffle entries

Spend Requirement

  • Entries are earned in sets of 5 transactions, made up of:
  • 3 UB Online transactions/month (min. ₱100 per Bills Payment or Buy Load transaction), AND
  • 2 Debit Card payments/month (min. ₱1,000 spend per transaction)
  • Both conditions must be met in the same ratio (3:2) — if either type falls short of a full set, no entries are earned for that partial set. Example: 30 UB Online + 18 debit spends only nets 45 entries (9 full sets), not 48/5
  • Standard set = 5 e-raffle entries (10 if a new UB Online user)
  • Entries stack: more qualifying sets = more entries = higher odds, both monthly and cumulatively toward the grand draw

Qualified Spends

  • UB Online transactions: Bills Payment or Buy Load, min. ₱100 each
  • Debit card payments: min. ₱1,000 spend per transaction
  • Transactions must be made using the same account registered for the promo
  • Timing: transactions must occur from your registration month through January 31, 2027, following the monthly cut-off schedule (e.g., if you register in September, your qualifying window is September 1, 2026 – January 31, 2027)

Raffle Draw

  • Monthly raffle draws happen mid-month following each qualifying month (e.g., August entries → drawn Sept 14, 2026; announced Oct 1, 2026), continuing through January 2027 entries → drawn Feb 14, 2027, announced March 1, 2027
  • Grand raffle draw (all entries Aug 8, 2026–Jan 31, 2027): drawn February 14, 2027, winners announced March 1, 2027

Redemption Period

  • Winner notification: via registered email/mail within 15 calendar days of the draw
  • Winners have 60 calendar days from the congratulatory email to respond and submit requirements (signed acknowledgment letter, valid gov't ID, TIN ID) — failure forfeits the prize
  • Cash prizes (₱1,000,000 / ₱20,000): credited directly to winner's UnionBank account within 30 banking days after verification
  • BYD Sealion 6: claimed at nearest authorized dealership, or delivered to registered address
  • All prizes must be redeemed within 60 calendar days of notification