Philippine Peso banknotes are legal tender, so consumers can use bills for purchases even when stores prefer cashless payments, subject to applicable rules.
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Ligao City has launched Paleng-QR Ph Plus, allowing market vendors, tricycle drivers, and local businesses to accept QR Ph digital payments.
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GCash launches GSukli, allowing customers to receive up to ₱199.99 in cash change directly in their GCash wallets for free.
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Digital payments accounted for 64.7% of retail transactions by volume in 2025, marking a major shift in how Filipinos pay for everyday goods and services.
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Digital retail payments now account for more than half of transaction volume and value in the Philippines, signaling a major shift toward cashless everyday spending.
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