Cards
Paying credit card interest is a choice. Here’s how to choose not to
Paying only the minimum on a credit card can leave balances growing through interest, while paying in full or reducing the balance faster can lower costs.
2 min readAll Articles
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Financial Literacy
School opens June 8 — here’s how to spend smart
Back-to-school expenses can quickly add up, but Filipino families can use 0% installments, cashback, and shopping promos to stretch their budget without falling into costly credit card debt.
2 min read
Financial Literacy
May nakukulong ba sa utang? Here's what you need to know
Credit card debt in the Philippines is generally a civil matter, but unpaid balances can lead to growing interest, collection actions, damaged credit records, and possible civil proceedings.
4 min read
Financial Literacy
Interbank Debt Relief Program: One program, one payment for your credit card debt
The Interbank Debt Relief Program can help financially distressed cardholders consolidate qualifying credit card debts from multiple banks into one structured monthly payment.
5 min read
Financial Literacy
Most Filipinos don't know they can insure their credit card debt
Borrower Protection Insurance can help settle eligible credit card or loan balances after death, disability, or serious illness, depending on the policy.
1 min read