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DTI just opened a ₱4 billion fund for small businesses. Here is how to apply

Sep 22, 2026 · 1 min readBy KasKasan Buddies

Small businesses can access government-backed loans ranging from ₱30,000 to ₱20 million, with select programs offering no collateral and deferred payments.

  • If rising prices are hurting your small business, the government just opened a loan fund that could help.
  • 💰 Borrow from ₱30,000 up to ₱20 million
  • 🔓 No collateral needed up to ₱5 million — for existing SBCorp borrowers

Small businesses can access government-backed loans ranging from ₱30,000 to ₱20 million, with select programs offering no collateral and deferred payments.

  • If rising prices are hurting your small business, the government just opened a loan fund that could help.
  • 💰 Borrow from ₱30,000 up to ₱20 million
  • 🔓 No collateral needed up to ₱5 million — for existing SBCorp borrowers

If rising prices are hurting your small business, the government just opened a loan fund that could help. 

Here is what it offers:

💰 Borrow from ₱30,000 up to ₱20 million 

🔓 No collateral needed up to ₱5 million — for existing SBCorp borrowers 

⏳ No payments for the first year — on select loan programs 

📅 Up to 5 years to pay it back 

📱 Apply online in 7 to 10 days — no branch visit needed

What you need: 

✅ Valid government ID 

✅ Mayor's Business Permit 

✅ Proof of bank account 

✅ Photos of your business

Before you borrow from a loan shark or max out your credit card, check this first.

Apply at app.sbcorp.ph or visit your nearest Negosyo Center. 👆

Terms and eligibility vary per program. Verify at sbcorp.gov.ph.