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More Filipinos now prefer borrowing from banks over family
TransUnion’s 2026 Credit Perception Index shows growing Filipino confidence in formal credit, with more consumers turning to banks, digital lenders, and credit cards.
2 min readAll Articles
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News
BPI waives PESONet fees for BizLink bank transfers
BPI BizLink corporate customers can now make PESONet transfers to other banks without fees, reducing the cost of routine business payments and disbursements.
1 min read
News
4 new digital banks are entering the PH. Get ready for better rates and lower fees
The BSP is considering four new digital banking licenses, potentially giving Filipino savers more choices, stronger rates, lower fees, and better digital banking features.
1 min read
News
Why your bank’s OTP is changing on June 30, 2026
BSP-supervised banks and payment providers are phasing out SMS and email OTPs for high-risk transactions by June 30, 2026, replacing them with stronger authentication methods.
3 min read
News
Philippine digital banks are growing fast, but is your money safe?
BSP-licensed digital banks are expanding rapidly, but depositors should know the ₱1 million PDIC insurance limit and stick to the six officially licensed digital banks.
3 min read
Financial Literacy
Interbank Debt Relief Program: One program, one payment for your credit card debt
The Interbank Debt Relief Program can help financially distressed cardholders consolidate qualifying credit card debts from multiple banks into one structured monthly payment.
5 min read
Advisories
No more SMS OTPs: Paano na tayo magla-login starting June 25, 2026?
BSP Circular No. 1213 requires banks to replace SMS and email OTPs for high-risk transactions with stronger authentication methods such as biometrics and device-based verification.
2 min read
News
LANDBANK to offer free InstaPay and PESONet transfers starting July 7
LANDBANK will waive InstaPay and PESONet transfer fees starting July 7, 2026, joining the growing list of Philippine banks offering free transfers.
1 min read
News
House urged banks to cut transfer fees. Some already charge ₱0
The House of Representatives is urging banks and remittance centers to lower or waive transaction fees, as some digital banks already offer zero-fee transfers.
1 min read