Cards
Most banks will waive your card’s annual fee. Here’s how to ask
Some Philippine banks may waive credit card annual fees when cardholders request it, especially those with active accounts and consistent spending.
2 min readAll Articles
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Cards
Paying credit card interest is a choice. Here’s how to choose not to
Paying only the minimum on a credit card can leave balances growing through interest, while paying in full or reducing the balance faster can lower costs.
2 min read
Financial Literacy
Banks must resolve your dispute in 15 business days. Here is what to do if they don't
Banks, credit card companies, GCash, and Maya must follow complaint-resolution timelines, with consumers able to escalate unresolved disputes to the BSP.
2 min read
Financial Literacy
“May additional 5% charge po?” Why credit card surcharges are illegal and what you can do
Stores cannot add fees for credit card or digital payments under DTI rules, and consumers can report businesses that impose illegal surcharges.
2 min read
Financial Literacy
Credit card surcharges are illegal. Here’s what to do when stores try to charge you
DTI rules prohibit sellers from adding surcharges for card and digital payments, giving consumers the right to challenge illegal fees and report violators.
1 min read
Financial Literacy
Your ₱1,000 from 2018 can only buy ₱750 worth of things today
Inflation has reduced the purchasing power of ₱1,000 from 2018 to about ₱750 today, making higher savings interest and cashback more valuable to consumers.
1 min read
News
Filipino trust in credit soars to record high
Filipinos’ confidence in credit reached a record-high score of 75 in 2026, as more consumers turn to formal financial institutions and plan to improve their finances.
1 min read
Cards
Maya Black and Landers Cashback Everywhere cards can now be held together
Maya now allows eligible customers to hold both the Maya Black and Landers Cashback Everywhere cards under one shared credit limit.
1 min read
Cards
Spend ₱3,000 on Google Pay and get ₱1,500 Visa cashback
Visa cardholders can earn ₱1,500 cashback by spending ₱3,000 through Google Pay with participating Visa cards until September 30, 2026.
1 min read
News
More Filipinos now prefer borrowing from banks over family
TransUnion’s 2026 Credit Perception Index shows growing Filipino confidence in formal credit, with more consumers turning to banks, digital lenders, and credit cards.
2 min read
Promos
Got a gadget wishlist? KKB joins Digital Walker’s 20th with deals worth checking out
KKB joins Digital Walker’s 20th anniversary celebration from August 20 to 23, featuring gadget deals, payment promos, giveaways, and financing offers.
2 min read
Cards
Travelers can save on overseas spending with GCash Card’s 0% Forex Fees
Travelers using their GCash Card abroad can enjoy 0% Forex Fees, giving them one less card charge to account for when paying for purchases in foreign currency. Foreign exchange fees are charges added when a card is used
1 min read