Cards
This one number decides if you get approved for a credit card or loan
Your credit score helps lenders assess your creditworthiness when you apply for a credit card or loan, with better scores generally improving approval chances.
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Financial Literacy
HSBC credit cardholders, your transaction alerts have changed
HSBC Philippines is replacing SMS transaction alerts with app push notifications, requiring cardholders to enable notifications or rely on registered email alerts.
1 min read
Financial Literacy
How to save more on groceries before the DTI price freeze ends on May 10
The DTI price freeze on basic goods runs until May 10, giving shoppers time to check SRPs, maximize grocery cashback, and prepare for possible price increases.
1 min read
Cards
Most banks will waive your card’s annual fee. Here’s how to ask
Some Philippine banks may waive credit card annual fees when cardholders request it, especially those with active accounts and consistent spending.
2 min read
Cards
Paying credit card interest is a choice. Here’s how to choose not to
Paying only the minimum on a credit card can leave balances growing through interest, while paying in full or reducing the balance faster can lower costs.
2 min read
Financial Literacy
Banks must resolve your dispute in 15 business days. Here is what to do if they don't
Banks, credit card companies, GCash, and Maya must follow complaint-resolution timelines, with consumers able to escalate unresolved disputes to the BSP.
2 min read
Financial Literacy
“May additional 5% charge po?” Why credit card surcharges are illegal and what you can do
Stores cannot add fees for credit card or digital payments under DTI rules, and consumers can report businesses that impose illegal surcharges.
2 min read
Financial Literacy
Credit card surcharges are illegal. Here’s what to do when stores try to charge you
DTI rules prohibit sellers from adding surcharges for card and digital payments, giving consumers the right to challenge illegal fees and report violators.
1 min read
Financial Literacy
Your ₱1,000 from 2018 can only buy ₱750 worth of things today
Inflation has reduced the purchasing power of ₱1,000 from 2018 to about ₱750 today, making higher savings interest and cashback more valuable to consumers.
1 min read
Cards
When low fuel slows you down, this Metrobank card has your back
Metrobank’s Toyota Platinum Mastercard offers 3% rebates on fuel and toll fees, while eligible new cardholders can get No Annual Fee for Life.
1 min read
News
Filipino trust in credit soars to record high
Filipinos’ confidence in credit reached a record-high score of 75 in 2026, as more consumers turn to formal financial institutions and plan to improve their finances.
1 min read
Promos
KKB partners with HSBC for exclusive Live+ card promo
KKBuddies applying for an HSBC Live+ Credit Card can get a free medium-sized Hedgren luggage by meeting the promo’s spending and application requirements.
1 min read