- A month filled with birthdays, dinner dates, shopping, and entertainment can put pressure on a budget, even when these expenses are planned in advance. For people expecting several big purchases before the year ends, a credit card welcome offer may provide an extra incentive, provided the spending already fits their budget.
- KasKasan Buddies has an exclusive HSBC Live+ Credit Card promo running from October 19 to November 30, 2026. Eligible new cardholders can qualify for waived annual fees for life, with an additional ₱2,000 cashback available at a higher spending tier.
- Consider someone who regularly eats out with friends, buys clothes for an upcoming trip, and books tickets to see a favorite artist. These purchases may already represent a significant portion of their monthly budget, making it worth checking whether a card's rewards match their spending habits.
A month filled with birthdays, dinner dates, shopping, and entertainment can put pressure on a budget, even when these expenses are planned in advance. For people expecting several big purchases before the year ends, a credit card welcome offer may provide an extra incentive, provided the spending already fits their budget.
KasKasan Buddies has an exclusive HSBC Live+ Credit Card promo running from October 19 to November 30, 2026. Eligible new cardholders can qualify for waived annual fees for life, with an additional ₱2,000 cashback available at a higher spending tier.
When everyday plans add up
Consider someone who regularly eats out with friends, buys clothes for an upcoming trip, and books tickets to see a favorite artist. These purchases may already represent a significant portion of their monthly budget, making it worth checking whether a card's rewards match their spending habits.
The HSBC Live+ Credit Card offers up to 8% cashback on dining and up to 5% on eligible shopping and entertainment spending. Not every purchase will necessarily earn the maximum rate, so cardholders should check the eligible transaction categories and applicable terms.
Two ways to qualify for the welcome offer
The KKB-exclusive promo has two spending tiers, giving applicants different rewards depending on how much they spend after approval.
Applicants who spend ₱60,000 within 60 days of card approval can qualify for waived annual fees for life. Those who reach ₱70,000 within the same period can qualify for the annual-fee waiver plus ₱2,000 cashback, credited to their new HSBC credit card.
For example, someone planning to pay for a family gathering or purchase essential items during the qualification period may find that their expected expenses bring them close to one of the targets. The sensible move is to compare those planned purchases against the requirements, not add unnecessary spending just to unlock the extra cashback.
Check eligibility before applying
The promo is open to new-to-HSBC credit card applicants who apply through the official HSBC Live+ Credit Card link provided by KasKasan Buddies. Applicants must not have held an existing or cancelled HSBC credit card within the past 15 months.
Applicants must also register on the HSBC Philippines app and meet their chosen spending target within 60 days of approval. The application must be submitted within the promo period, which ends November 30, 2026.
Before applying, prospective cardholders should review the full terms and conditions, especially the rules on qualifying transactions. They should also consider whether they can pay their statement balance responsibly, since interest and other charges can outweigh the value of cashback rewards.
Those whose planned spending fits the requirements can review the offer through the links below.
Apply for the HSBC Live+ Credit Card:
https://go.kkbuddies.com/HSBCLive-NAFFLCB2026Oct-Web
Read the promo terms and conditions:
https://go.kkbuddies.com/HSBCLive-NAFFLCB2026Oct-TNC
HSBC Philippines is regulated by the Bangko Sentral ng Pilipinas. Terms and conditions apply. DTI Fair Trade Permit No. FTEB-270343 Series of 2026.