- Pag-IBIG Fund members looking to buy a home may get preferential pricing on selected SM Development Corp. (SMDC) properties under a new partnership aimed at making homeownership more accessible to qualified middle-income workers.
- Under a memorandum of understanding signed by the two parties, SMDC will offer preferential prices on selected residential units to qualified Pag-IBIG borrowers under the government's Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) program.
- The initial list of accredited developments covers properties in Metro Manila and Pampanga.
Pag-IBIG Fund members looking to buy a home may get preferential pricing on selected SM Development Corp. (SMDC) properties under a new partnership aimed at making homeownership more accessible to qualified middle-income workers.
Under a memorandum of understanding signed by the two parties, SMDC will offer preferential prices on selected residential units to qualified Pag-IBIG borrowers under the government's Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) program.
Which SMDC properties are included?
The initial list of accredited developments covers properties in Metro Manila and Pampanga.
These include Coast Residences and ICE Tower in Pasay City, Spring Residences in Parañaque City, selected phases of Hill Residences in Quezon City, and SMDC Cheerful Homes 1 and 2 in Pampanga.
Other developments are also being considered for inclusion, including SMDC Heights, SMDC Nature, and SMDC Symphony Homes. These cover a mix of high-rise, mid-rise, and house-and-lot properties, although their accreditation is still being processed.
The agreement aims to expand housing choices for Filipino workers and their families, including those who want to live near employment centers.
Pag-IBIG housing loans can reach ₱10 million
Qualified Pag-IBIG members can access housing loans of up to ₱10 million. Promotional interest rates as low as 4.5% are also available through the end of 2026, according to the announcement.
The actual loan amount and applicable interest rate will depend on the borrower's eligibility and the terms of the housing loan program. Preferential property pricing also applies only to selected units covered by the partnership.
Members interested in the offer should confirm the available units, discounted prices, financing terms, and accreditation status directly with Pag-IBIG Fund or SMDC before making a purchase decision.
The partnership adds another set of developer options under Expanded 4PH, which seeks to help more Filipino families access housing through government support and private-sector participation.