- Hindi lahat ng nakalagay sa App Store o may sariling website ay lehitimo. At ngayon, mas marami na silang paraan para magmukhang totoo.
- The Securities and Exchange Commission (SEC) released its latest advisory dated May 8, 2026, flagging a new batch of online lending platforms not authorized to offer, process, or provide lending services — in violation of SEC Memorandum Circular No. 10, Series of 2021, which imposed a moratorium on new OLPs beginning November 2, 2021.
- Narito ang pinakabagong listahan ng flagged platforms (May 8, 2026):
Hindi lahat ng nakalagay sa App Store o may sariling website ay lehitimo. At ngayon, mas marami na silang paraan para magmukhang totoo.
The Securities and Exchange Commission (SEC) released its latest advisory dated May 8, 2026, flagging a new batch of online lending platforms not authorized to offer, process, or provide lending services — in violation of SEC Memorandum Circular No. 10, Series of 2021, which imposed a moratorium on new OLPs beginning November 2, 2021.
Narito ang pinakabagong listahan ng flagged platforms (May 8, 2026):
Google Play Store:
Cash Saya Mabilis Online Loan, Cashai, Cashai-Pro, CrediMint, Finara Credit, Peso Bridge, Peso Mate, PLink Loan, Smart EMI, Swift Money, Velto
Apple App Store:
Adelpos Cash, Pryme Credit, Capital Note
Fake Apps, Copycat Websites, and Fake Facebook Pages:
Tala Maya, Tala Now, Tala Peso *(these are NOT the real Tala)*, Moca Moca *(multiple fake versions)*, MocaMoca *(multiple fake versions)*, PesoBuffet, Atom Loan, Digido *(fake — the real Digido is registered)*, MayPera, loanECO, CLI Finance Incorporations, PinoyPondo, MLhuillier Lending Professionals Inc *(fake)*, OFW Pera Ngayon, Bridgelink Lending Corporation, Pesolending.com, WHG Loan, WHGCustomer.com, and a fake Facebook page impersonating Summit Lending Corporation.
Tandaan: Marami sa mga ito ay nagko-copy ng pangalan ng mga lehitimong lender — Tala, Digido, MocaMoca, MLhuillier. Kung pamilyar ang pangalan, i-double-check pa rin lagi. Ang tunay na app ay may verified listing sa SEC.
Bago ka mag-apply sa kahit anong loan app, gawin ito:
I-verify sa opisyal na listahan ng SEC kung registered ang platform:
https://www.sec.gov.ph/.../list-of-recorded-online.../
Puwede ka rin mag-download ng SEC Check App para ma-verify kung registered ang isang company sa SEC — libre ito sa Play Store at App Store.
Pag-ingatan din ito: Ang mga illegal na OLP ay kilala sa:
- Pag-access ng iyong contact list nang walang pahintulot
- Panghahawak at pag-shaming sa social media
- Pagsingil ng labis na interest at hidden fees
- Pagbebenta ng iyong personal data sa third parties
Lahat ng ito ay ipinagbabawal ng SEC MC No. 18 at ng RA 11765 (Financial Products and Services Consumer Protection Act).
Kung nakakita ka ng isa sa mga ito — o nakaranas ka ng abusibo o hindi awtorisadong lending app:
- SEC Hotline: 14732
- SEC iMessage Portal: https://imessage.sec.gov.ph/
- National Privacy Commission (for data privacy violations): https://www.privacy.gov.ph
Ang lehitimong loan ay hindi nagpapadali sa pamamagitan ng takot at harassment.
Looking for verified, SEC-registered credit options? The KKB App features only official, authorized bank partners — no fake pages, no predatory lenders.
Download here: https://www.kaskasanbuddies.com.ph/download?source=web
*Source: SEC Advisory — List of Unrecorded Online Lending Platforms, May 8, 2026. SEC Memorandum Circular No. 10, Series of 2021.*