- From a child's school allowance to weekly grocery runs and fuel for the family car, household expenses often involve more than one person. A supplementary credit card can help principal cardholders manage these purchases through an additional card linked to their existing credit card account.
- Existing UnionBank Credit Card holders can now apply for a supplementary card through KasKasan Buddies, giving eligible principal cardholders another way to organize household spending while keeping control over how much their supplementary cardholders can spend.
- A supplementary credit card is an additional card issued under a principal cardholder's credit card account. It allows another person, such as a family member or someone in the household, to make purchases using the principal cardholder's credit line.
From a child's school allowance to weekly grocery runs and fuel for the family car, household expenses often involve more than one person. A supplementary credit card can help principal cardholders manage these purchases through an additional card linked to their existing credit card account.
Existing UnionBank Credit Card holders can now apply for a supplementary card through KasKasan Buddies, giving eligible principal cardholders another way to organize household spending while keeping control over how much their supplementary cardholders can spend.
One credit card account, more ways to pay
A supplementary credit card is an additional card issued under a principal cardholder's credit card account. It allows another person, such as a family member or someone in the household, to make purchases using the principal cardholder's credit line.
For example, a parent could provide a supplementary card to a child for allowance-related expenses instead of handing over cash for every purchase. A spouse could use one for groceries and other household necessities, while a driver could use a card for fuel, car maintenance, and other authorized vehicle expenses.
These arrangements can make recurring expenses easier to manage, especially when different household members regularly make purchases on behalf of the family. The principal cardholder remains responsible for managing the account, so it is important to agree on which expenses the supplementary card should cover.
Set spending limits for each cardholder
Giving someone a supplementary card does not mean giving them unrestricted access to the credit line. UnionBank principal cardholders can set the supplementary card's credit limit, starting at ₱10,000 and increasing in ₱5,000 increments.
They can also assign a spending limit through UnionBank Online, providing another way to manage how much a supplementary cardholder can spend.
These controls can make supplementary cards useful for households that want the convenience of card payments without leaving every purchase entirely open-ended. Cardholders should still monitor transactions and discuss spending expectations with the people using their supplementary cards.
Supplementary card spending can earn rewards, too
Purchases made with supplementary cards can earn points, miles, or rebates, depending on the UnionBank card type. This means eligible household expenses charged to a supplementary card can contribute to the account's applicable rewards.
However, the benefits and fees depend on the specific card. Each supplementary card type has its own annual membership fee, so principal cardholders should check the applicable charges before applying and consider whether the convenience and rewards justify the cost.
How existing UnionBank cardholders can apply through KKB
Existing principal UnionBank Credit Card holders can apply for a supplementary card through the KasKasan Buddies application link.
Applicants should prepare a valid ID for the application. Processing takes approximately five to eight days, followed by another seven to 10 days for delivery. The total waiting period will therefore depend on both processing and delivery.
Eligible existing UnionBank principal cardholders can begin their application through the link below.
Apply for a UnionBank supplementary credit card through KKB: https://go.kkbuddies.com/UnionBankPM-Sup