
Cash on delivery still reigns supreme in the Philippines
Cash on delivery accounts for about 23% of e-commerce transaction value processed by Xendit in the Philippines, as QR payments and bank transfers continue to grow.
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Cash on delivery accounts for about 23% of e-commerce transaction value processed by Xendit in the Philippines, as QR payments and bank transfers continue to grow.
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PNB cards are appearing on Apple Pay, with KKB successfully adding a PNB Ze-Lo Mastercard through the PNB mobile app as the rollout continues.
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Security Bank is targeting Apple Pay and Google Pay support in the second half of 2027 as it upgrades its credit card system and expands digital payments.
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Maya is pushing for payroll portability and Open Finance to give Filipino workers more choice over salary deposits and access to financial services.
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MRT-3 fares remain 50% off until further notice, while commuters can use GCash QR, NFC-enabled Android phones, or GCash Visa to pay.
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Philippine Peso banknotes are legal tender, so consumers can use bills for purchases even when stores prefer cashless payments, subject to applicable rules.
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Stores cannot add fees for credit card or digital payments under DTI rules, and consumers can report businesses that impose illegal surcharges.
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Consumers who mistakenly send money to the wrong e-wallet number can seek its return through the recipient, their e-wallet provider, and the BSP.
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DTI rules prohibit sellers from adding surcharges for card and digital payments, giving consumers the right to challenge illegal fees and report violators.
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Ligao City has launched Paleng-QR Ph Plus, allowing market vendors, tricycle drivers, and local businesses to accept QR Ph digital payments.
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GCash launches GSukli, allowing customers to receive up to ₱199.99 in cash change directly in their GCash wallets for free.
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The Philippine fintech industry is entering a more competitive and regulated phase, giving consumers more digital financial options while making trust and sustainability increasingly important.
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