News
Cash on delivery still reigns supreme in the Philippines
Cash on delivery accounts for about 23% of e-commerce transaction value processed by Xendit in the Philippines, as QR payments and bank transfers continue to grow.
3 min readAll Articles
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Financial Literacy
InstaPay or PESONet? Here’s how to know which one to use
Learn when to use InstaPay versus PESONet based on transfer speed, transaction amount, and whether your payment is personal, business, or urgent.
1 min read
News
Filipinos sent more than ₱19T through InstaPay and PESONet in seven months
InstaPay and PESONet transactions reached ₱19.16 trillion in the first seven months of 2026 as digital transfers surged amid lower bank fees.
1 min read
News
Wise now lets Filipinos abroad receive Philippine pesos through InstaPay and PESONet
Wise customers abroad can now receive Philippine pesos through InstaPay and PESONet, while also using QR Ph to pay local merchants directly from their Wise balance.
2 min read
News
HSBC Business customers can now transfer up to ₱500,000 via InstaPay
HSBC business customers can now send up to ₱500,000 per InstaPay transaction, giving companies more flexibility for payroll, supplier payments, and other business transfers.
1 min read
News
UNO Digital Bank resolves InstaPay issue
UNO Digital Bank has completed account corrections and fund reversals for affected InstaPay transactions, while InstaPay and PESONet services remain temporarily paused.
1 min read
Financial Literacy
Filipinos sent ₱10.4 trillion through InstaPay and PESONet in four months
InstaPay and PESONet transactions reached a combined ₱10.388 trillion in the first four months of 2026 as digital payments continued to surge across the Philippines.
3 min read
Advisories
Less fees? BSP's new circular changes electronic payments in 2026
BSP Circular No. 1238 introduces new pricing rules for electronic fund transfers and requires zero fees for payments received by qualifying micro-merchants.
4 min read
News
BPI permanently waives InstaPay and PESONet transfer fees starting July 1
BPI will permanently waive InstaPay and PESONet transfer fees across its digital platforms starting July 1, benefiting millions of customers.
2 min read
Advisories
RCBC Pulz users get 30 free InstaPay transfers monthly starting July 4
RCBC Pulz users can make their first 30 InstaPay transfers each month for free starting July 4, 2026.
2 min read
News
LANDBANK to offer free InstaPay and PESONet transfers starting July 7
LANDBANK will waive InstaPay and PESONet transfer fees starting July 7, 2026, joining the growing list of Philippine banks offering free transfers.
1 min read
News
UnionBank makes InstaPay and PESONet transfers free starting July 7
UnionBank will offer ₱0 InstaPay and PESONet transfer fees through UnionBank Online starting July 7, 2026, along with several other free digital payment services.
1 min read