Financial Literacy
InstaPay or PESONet? Here’s how to know which one to use
Learn when to use InstaPay versus PESONet based on transfer speed, transaction amount, and whether your payment is personal, business, or urgent.
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News
Filipinos sent more than ₱19T through InstaPay and PESONet in seven months
InstaPay and PESONet transactions reached ₱19.16 trillion in the first seven months of 2026 as digital transfers surged amid lower bank fees.
1 min read
News
BPI waives PESONet fees for BizLink bank transfers
BPI BizLink corporate customers can now make PESONet transfers to other banks without fees, reducing the cost of routine business payments and disbursements.
1 min read
News
Wise now lets Filipinos abroad receive Philippine pesos through InstaPay and PESONet
Wise customers abroad can now receive Philippine pesos through InstaPay and PESONet, while also using QR Ph to pay local merchants directly from their Wise balance.
2 min read
News
UNO Digital Bank resolves InstaPay issue
UNO Digital Bank has completed account corrections and fund reversals for affected InstaPay transactions, while InstaPay and PESONet services remain temporarily paused.
1 min read
Financial Literacy
Filipinos sent ₱10.4 trillion through InstaPay and PESONet in four months
InstaPay and PESONet transactions reached a combined ₱10.388 trillion in the first four months of 2026 as digital payments continued to surge across the Philippines.
3 min read
Advisories
Less fees? BSP's new circular changes electronic payments in 2026
BSP Circular No. 1238 introduces new pricing rules for electronic fund transfers and requires zero fees for payments received by qualifying micro-merchants.
4 min read
News
BPI permanently waives InstaPay and PESONet transfer fees starting July 1
BPI will permanently waive InstaPay and PESONet transfer fees across its digital platforms starting July 1, benefiting millions of customers.
2 min read
News
LANDBANK to offer free InstaPay and PESONet transfers starting July 7
LANDBANK will waive InstaPay and PESONet transfer fees starting July 7, 2026, joining the growing list of Philippine banks offering free transfers.
1 min read
News
UnionBank makes InstaPay and PESONet transfers free starting July 7
UnionBank will offer ₱0 InstaPay and PESONet transfer fees through UnionBank Online starting July 7, 2026, along with several other free digital payment services.
1 min read
News
PNB waives InstaPay and PESONet fees starting July 10
PNB will offer free domestic InstaPay and PESONet transfers through PNB Digital starting July 10, 2026, ahead of its 110th anniversary.
1 min read