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Financial Literacy

KasKas101 is one month in: Here's what you missed, what's happening now, and what's coming

2 min readBy KasKasan Buddies
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KasKas101 moves into July's Behavior Month after covering credit card fundamentals in June, with advanced topics and the campaign's final lessons coming in August.

  • Quick Recap: June — Anatomy Month
  • We started at the very beginning — and no question was too basic.
  • June covered everything a Filipino cardholder should have known before getting their first card: what every element on your card actually does, the difference between Classic, Gold, Platinum, secured, cashback, travel, and co-branded cards, how a transaction moves from your tap to the merchant's account, and why keeping your credit utilization under 30% matters more than most cardholders realize.

KasKas101 moves into July's Behavior Month after covering credit card fundamentals in June, with advanced topics and the campaign's final lessons coming in August.

  • Quick Recap: June — Anatomy Month
  • We started at the very beginning — and no question was too basic.
  • June covered everything a Filipino cardholder should have known before getting their first card: what every element on your card actually does, the difference between Classic, Gold, Platinum, secured, cashback, travel, and co-branded cards, how a transaction moves from your tap to the merchant's account, and why keeping your credit utilization under 30% matters more than most cardholders realize.

Quick Recap: June — Anatomy Month

We started at the very beginning — and no question was too basic.

June covered everything a Filipino cardholder should have known before getting their first card: what every element on your card actually does, the difference between Classic, Gold, Platinum, secured, cashback, travel, and co-branded cards, how a transaction moves from your tap to the merchant's account, and why keeping your credit utilization under 30% matters more than most cardholders realize.

If you missed June, the content is still available across all KKB platforms. Catch up before July gets deeper.

Happening Now: July — Behavior Month

This is where most cardholders go wrong — and where KasKas101 goes to work.

July is breaking down the three dates every cardholder must memorize: cut-off date, statement date, and due date. We are going line by line through your Statement of Account, and covering every fee that quietly eats into your finances — finance charges, late payment fees, overlimit fees, cash advance fees, and foreign transaction fees.

The month closes with KKB's definitive Credit Card Do's and Don'ts — built from real Filipino cardholder experiences, shareable, and saveable.

If you only follow one month of KasKas101, make it this one.

Coming in August — Mastery Month

By August, KKBuddies will be ready to level up.

The full credit card acronym glossary — APR, SOA, MAA, CVV, EIP, MCC, EMV — explained in plain language with real Philippine examples. The basics of your credit score and the CIC (Credit Information Corporation). A complete guide to maximizing rewards, cashback, and travel miles from the cards you already have. And a graduation celebration for every KKBuddy who made it through all 13 weeks.