Cards
Most banks will waive your card’s annual fee. Here’s how to ask
Some Philippine banks may waive credit card annual fees when cardholders request it, especially those with active accounts and consistent spending.
2 min readAll Articles
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Cards
Paying credit card interest is a choice. Here’s how to choose not to
Paying only the minimum on a credit card can leave balances growing through interest, while paying in full or reducing the balance faster can lower costs.
2 min read
Financial Literacy
Banks must resolve your dispute in 15 business days. Here is what to do if they don't
Banks, credit card companies, GCash, and Maya must follow complaint-resolution timelines, with consumers able to escalate unresolved disputes to the BSP.
2 min read
Financial Literacy
“No return, no exchange” only works if you do not know this law
The Consumer Act protects buyers of defective products with rights to repair, replacement, or refund, even when stores display “no return, no exchange” signs.
2 min read
Promos
2GO and DTI just made it easier and cheaper for Filipino entrepreneurs to sell nationwide
DTI-endorsed MSMEs joining official trade fairs can get discounted 2GO fares, 50kg free baggage, and access to OTOP retail spaces onboard ships.
2 min read
Financial Literacy
“Cashless only po.” Bawal 'yan and here’s exactly what to do about it
Philippine Peso banknotes are legal tender, so consumers can use bills for purchases even when stores prefer cashless payments, subject to applicable rules.
2 min read
News
Sending money from Dubai to Manila is about to get a whole lot better
The Philippines and UAE agreed to connect their payment systems, potentially making remittances faster and cheaper for OFWs and their families.
1 min read
Financial Literacy
Check this one line on your receipt. It could save you from being overcharged
VAT-registered businesses must show VAT separately on sales invoices, giving consumers a way to check whether the tax charged on their purchases is correct.
1 min read
Financial Literacy
“May additional 5% charge po?” Why credit card surcharges are illegal and what you can do
Stores cannot add fees for credit card or digital payments under DTI rules, and consumers can report businesses that impose illegal surcharges.
2 min read
Financial Literacy
Sent money to the wrong number? The law is on your side. Here is what to do
Consumers who mistakenly send money to the wrong e-wallet number can seek its return through the recipient, their e-wallet provider, and the BSP.
2 min read
Financial Literacy
Credit card surcharges are illegal. Here’s what to do when stores try to charge you
DTI rules prohibit sellers from adding surcharges for card and digital payments, giving consumers the right to challenge illegal fees and report violators.
1 min read
News
Goodbye, barya. Ligao City markets and tricycles now accept QR
Ligao City has launched Paleng-QR Ph Plus, allowing market vendors, tricycle drivers, and local businesses to accept QR Ph digital payments.
1 min read